Retirement Planning/Distribution


Cirbo Achieves NSSA Advisor Certification

Investment Advisor Representative Qualified to Help Retirees Select Best Time to Access Social Security Benefits


Dennis A. Cirbo, with Cirbo & Associates, Denver, CO has achieved National Social Security Advisor certification from the National Social Security Association LLC in Cincinnati.

            The certification allows Dennis to counsel clients on the best way to claim Social Security benefits in order to optimize lifetime Social Security income.

            Dennis specializes in helping our clients achieve their financial goals and meeting their personal needs; by providing the most efficient guidance and lifetime planning.

            Today, more than ever, working toward our clients’ financial goals is about knowledge, smart strategies and above all trust.

            The NSSA program includes one day of training and prepares professional advisors for the myriad of questions that their clients are asking.  Also, with this training, advisors can guide their clients through the many Social Security options that are available.  NSSA advisors are uniquely qualified to help the growing numbers of baby boomers.  The program is believed to be the only one of its kind in the nation.         

            The National Social Security Advisor program was created by CPA, Marc Kiner and Jim Blair, a 35 year veteran of the Social Security Association.   With 10,000 Baby Boomers turning 65 each day in the U.S., Kiner and Blair, believe that advisors must be educated regarding Social Security.  There are 72 million Baby Boomers nationwide. Boomers are people born between 1946 and 1964.

             “For more and more people, Social Security is going to provide an important part of their retirement income,” said Blair. “NSSA advisors are passionate about helping retirees optimize their benefits over the rest of their lives."

            For more information about Cirbo & Associates Financial Services go to or call Dennis at 303.832.5669.

            For more information about the NSSA certification program, go to

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