Mission Statement
We Listen. We Educate. We plan.
For over 41 years, Cirbo & Associates has been dedicated to helping our clients pursue their financial goals and addressing their personal needs; providing prudent, efficient guidance and lifetime planning. We implement investment and protection strategies designed to help our clients continue their lifestyle through retirement. We strive to function with integrity and quality in our clients' best interest as well as take the time to listen to our clients' needs and goals. We offer personal attention and provide immediate action to your needs, including routine servicing of your account.
We are here for you so you can focus on what matters the most.
Cirbo & Associates Financial Services
Cirbo & Associates welcomes you to our company page. We want to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning and wealth preservation. We're here to help educate you about the basic concepts of investing to help you learn more about who we are, and to provide you access to market performance and data. Please take advantage of this resource and feel free to visit us for updates. We hope your visit will help you understand the opportunities and potential rewards that we can provide when you take a proactive approach to your personal and family's financial situation.
At Cirbo & Associates, we focus on our clients and their needs. Only by placing our clients at the core of everything we do, we can truly address their needs. We provide openly objective advice, personal service, experience, education and strong fundamentals in investment management and financial planning. We aim for disciplined management of your investments and rate our investment approaches dependent on our clients' needs and desires.
We may be able to help you restructure your assets to potentially provide tax free income to Executive and Professionals who can afford it.
The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.