Our Services

Dennis Cirbo is an Investment Advisor Representative and Chartered Financial Consultant, Chartered Life Underwriter specializing in Life Insurance, Disability, Health and Group Insurance, Long Term Care as well as Retirement and Estate Planning. Our goal is to provide you with Service and Experience when making your financial decisions.

We provide a full range of financial services, including:

  • Fee Based Financial Planning/Money Managing
  • Life Insurance, Disability and Long Term Care Planning
  • Tax and Estate Planning
  • Conservative Money Concepts
  • Risk Management/Asset Protection
  • Retirement Planning and Individual and Company Sponsored Plans
  • Accumulation Planning
  • Distribution Planning
  • Estate Conservation
  • Charitable Giving
  • Asset Protection through Insurance and Annuity Products
  • Life Settlement/Life Insurance Appraisals age 65+A process of having your life insurance appraised to be sold in a secondary market if there is no longer a need or is unaffordable to keep. This is not Viatical Insurance.
  • Business Continuity Planning
  • Buy Sell Agreements
  • Exit Strategies for business owners
  • Employee Benefits/Voluntary Benefit Planning